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Once you have decided which lender you want to work with, fill the on-line application or contact them telephonic ally in order to apply for your desired loan. According to a law that Congress created called the Fair Credit Reporting Act, you only have a negative mark on your credit report for a maximum of seven years. Most bad credit lenders do have a peek at this web-site not advertise their services because they normally have more client's than they can handle. Most of them are fortunately willing to negotiate to give you a much better deal. One can extend a loan for any number of times.

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