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Portfolio management: Portfolio management is the process by which a business decides on the mix of active projects, staffing and dollar budget allocated to each project. Tender: A tender is the presentation of a formal offer of the prices that would be charged for the purchase of goods or for the offering its services. There are many factors that need to be considered while improving your credit... Lending institution: A public or private financial institution that offers loans to business organizations or individuals at a certain interest rate. Brand equity: The added value that exceeds just the functional benefits of a product or service associated with a brand name is known as brand equity.